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Finding the right home at the right price is just one part of a real estate transaction. New Orleans Real Estate Brokerage is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (504) 891-2128 if your needs include a professional REALTOR® ready for the business side of buying and selling.
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Expected closing costs
There are certain ordinary fees related to closing the sale of a house. These expenses are commonly split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in LA USA to help lead you through your transaction.
Closing costs that are tied to your mortgage
(More information)
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, these taxes are usually collected (More information)
- Property Taxes
- Transfer Taxes and Recording Fees
At closing, these fees are often due (More information)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
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Sellers: As we get through the details of your transaction, not only will I work to get the very best sales price, but I'll also push for lower closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you know exactly where your money is going.
Buyers: If you are purchasing a home in Orleans County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not surprised when you show up at the closing table. I'll be happy to look through the GFE with you, answering your questions and highlighting any estimates of concern.
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Today's Rates:
| 30-yr Fixed | 3.87% | 4% | | 15-yr Fixed | 3.14% | 3.31% | | 1-yr Adj | 2.76% | 3.42% |
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